Inquiries as to insurance availability to Occasional Teachers have come up recently. Though we do have money in lieu of benefits for LTOs, you may want to consider going to the Ontario Teachers Insurance Plan to research any benefits that may be available to purchase. Go to www.OTIP.com under 'Specialty Products' and 'Occasional Education Employees' to see if there is anything that may be of interest.
From their website:
OTIP is a non-profit organization directed by a Board of Trustees consisting of two representatives from each of the four education affiliates: AEFO, ETFO, OECTA and OSSTF. As a non-profit trust, OTIP serves education employees and other union groups, tailoring products and services to meet their specific needs.
OTIP was conceived in 1977 when a small group of teachers came together with the idea that the teaching community's insurance needs could be served better collectively. They began by selling long term disability and life insurance to teacher groups in Ontario. Soon afterward, the five teacher affiliates joined to officially form OTIP – the Ontario Teachers Insurance Plan – and operations began in the basement office of St. Louis school in Waterloo.
Today, that modest organization has grown to over 300 employees and now provides a full range of group and individual insurance products to not only the education employees of Ontario, but other union organizations as well.
OTIP has seen tremendous growth, not only in terms of staff and membership, but also in the expansion of the products and services that are offered. These include life, long term care, home and auto, identity theft, retiree health, travel and dental.
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